Now that your account is set up, look at the resources available to you online at myplan.johnhancock.com to help you make your investment choices including personalized investment tools and access to investment performance from Morningstar.

• Your initial contributions are invested in a Target Date Retirement Fund, based on your age. The younger you are, the most aggressive the investment strategy with a higher percentage in the stock market. As you age, the portfolio becomes more conservative.
• If you choose not to make any investment elections, your incoming contributions will default to a Target Date Retirement Fund.
• You have an extensive number of investment options that you can easily review through your account at myplan.johnhancock.com or by reviewing the Investment Fact Sheets found in your Enrollment Kit.
• As your account is valued each day, you are allowed to make investment elections and investment changes on a daily basis, but making daily changes to your investment choices is not recommended by Certified Financial Planners (CFPs).