There are two types of fees associated with your account:

• Investment Manager Fees: The investment earnings are shown on your quarterly statement net of (reduced by) investment fees. These fees can be found in the Investment Fact Sheets found in your enrollment kit.
• Administrative Fees: These fees are for the daily operational expenses for the Plan's record keeper and the Fund Office. These are charged directly to your account on a quarterly basis and can be seen as a separate line item.